The following provides some basic information regarding when district coverage terminates following employment, the timeline for providing premium payment immediately following last day in paid status in order to participate in the retiree benefit program, premium rates for the current plan year, retiree trust contributions to help offset premium costs and basic plan descriptions. Please contact the Employee Benefits Department at (619) 725 - 8130 Monday to Friday from 8:00 a.m. to 5:00 p.m. to discuss specifics of the retiree benefit program and how to enroll in order to continue coverage.

When will my district-paid coverage terminate? 
Coverage under the district-sponsored medical, dental, vision, and life insurance plans in which an employee is enrolled terminates at the end of the month in which the last day of paid service in an eligible monthly salaried position occurs. For example, if an employee's last day of paid service occurs anytime in June, the medical, dental, vision and life insurance coverage terminates June 30th.

When an employee's paid service ceases because of retirement and he/she is receiving a monthly benefit from the State Teachers' Retirement System or the Public Employees Retirement System, coverage may be continued for the employee and his/her eligible dependents as long as payment of the required contribution is received by the Employee Benefits Department within 31 days of the date coverage normally would terminate because of termination of active service.

Pursuant to collective negotiations contracts, retirees who meet specified eligibility requirements may be eligible for a monthly, district-paid contribution toward the cost of their district-sponsored medical premium. Information regarding this benefit is available from the Employee Benefits Department (see below for eligibility criteria and amount of contribution to premium for each unit).

Retiree coverage terminates on the first to occur of the following dates:

a) End of the month for which the required contribution has not been received by the Employee Benefits Department.
b) End of the month in which the death of the retiree occurs.

Dependent coverage terminates on the same date the retiree coverage terminates, or the date the dependent no longer qualifies as an eligible dependent, whichever occurs first.

IMPORTANT: If retiree coverage is allowed to terminate, it cannot be reinstated.


Complete the following if you want the District to automatically withdraw your premium payment from your Account:


Rate Sheets


REMINDER: An administrative fee to cover a portion of the expenses associated with the administration of retiree benefits are added to premium rates.  The monthly fee is $4 fee for a medical plan and a $2 fee for a dental plan.                  


Special Fund Amounts for Each Bargaining Unit Retiree to Offset Premium Cost (Attachment H) - 2014


Pre-65 Retiree Plans

  1. Summary side by side comparisons of all plans: 
     2015 Medical Plan Changes and Side by Side Comparison 
  2. Benefit summaries of the three UnitedHealthcare HMOs: 
       a. UnitedHealthcare HMO Network 1 Coverage 
       b. UnitedHealthcare HMO Network 2 Coverage 
       c. UnitedHealthcare HMO Network 3 Coverage
  3. Benefit summary for the United Healthcare PPO - UnitedHealthcare PPO 
  4. Benefit summary for the Kaiser HMO - Kaiser Permanente 
  5. Enrolllment Form for pre-age 65 plans:  Universal Enrollment Form - Under 65 Retirees

Medicare Plans

Medicare Plans Enrollment Forms

Important Note: Please return the completed Enrollment Forms to the Employee Benefits Office located at 4100 Normal Street, Room 1150A, San Diego,CA. 92103. DO NOT RETURN FORMS to the address listed on the the application.     


Disenrollment/Cancellation Forms


Dental Plan Information 

If you decide to cancel your medical plan(s) you are required to complete and submit a Cancellation Notice for Self-Pay Health and Life Insurance form to the Employee Benefits Department. For Retirees enrolled in either Kaiser Permanente Senior Advantage or United Healthcare Medicare Advantage plan you will be required to complete a Disenrollment form at least 30 days prior to the selected termination date. The cancellations of medical benefit plans are effective the first day of the month following the end of continued coverage. Benefit plans sponsored by SDUSD are in force for an entire month. We do not provide coverage on a pro-rated basis.


SDEA Retiree Website